Maureen Roberts | Billerica Real Estate, Chelmsford Real Estate, Dracut Real Estate


Home staging is one of the most tried-and-true methods of selling your home faster. It can also help you increase the purchase price of your home by between one and five percent.

However, working with a professional home stager--while a good investment--is not always in everyone’s budget.

The good news is, there are a lot of simple and inexpensive ways to stage your home that will give visitors a good first impression, make for great photos for your online listing, and hopefully help speed up your home sale.

In today’s post, we’re going to break down six of the most effective and inexpensive home staging tips to help you sell your home faster.

1. Declutter everything

Cleaning out your home is one of the best ways to make it appear more spacious and welcoming. It gives you the chance to start packing items you won’t need until you move into your new home, and it opens up space to use a few choice decorations around the home.

For things like cabinets and closets, remove all of the items you won’t need until you move. A closet that is half-full will look much larger for guests viewing your home.

2. Clean carpets and polish wooden furniture

Carpets, flooring, and furniture make up a large percent of the visible space in your home. Leaving these items dirty or worn when selling your home is missing out on a huge opportunity to make your home look up-to-date and well-maintained.

You can rent a carpet cleaner for as little as $20, and a gallon of wood polish costs around $15, making these two items a solid investment for staging your home.

3. Paint with bright colors

When we paint our homes we usually choose colors that we like, rather than ones that appeal to the largest number of people. And although that’s a great thing while you own a home, it can be detrimental when it comes time to sell. Repainting dark walls in bright, neutral tones will make the room feel larger and well-lit.

4. Paint the front door while you’re at it

A freshly painted, bright colored front door can be the secret weapon when it comes to making your home stand out amongst your neighbors. It is a cheap way to quickly freshen up the exterior of your home and increase curb appeal.

5. Purchase a new welcome mat and mailbox

Welcome mats tend to get a lot of use and wear down. Similarly, mailboxes often get dented and faded over the years.

These two items can be excellent accents to improve the curb appeal of your home. Choose colors that match the overall color scheme of your home to establish a sense of continuity.

6.  Rearrange furniture to allow foot traffic

When someone comes to view your home, you’ll want to sure they have ease of access to each part of the house. Rearrange the furniture in your kitchen, dining room, and bedrooms to make it easy to tour the home.


If your initial offer to purchase a home is countered, there is no need to stress. In fact, there are lots of reasons why you should negotiate with a house seller, and these include:

1. You can speed up the homebuying journey.

The homebuying journey may prove to be long and complicated. If you find a house you want to buy, however, there is no need to wait to submit an offer to purchase this home. And if a seller wants to negotiate with you, it may be worthwhile to work with this individual so you can acquire your ideal house.

A homebuying negotiation enables you to try to reach a house purchase agreement with a seller. Plus, if you and a seller cannot come to terms, you can always reenter the housing market and continue to search for another home that matches your expectations.

2. You can find common ground with a home seller.

When it comes to buying a home, it is important to avoid submitting a "lowball" offer to purchase. If a buyer submits a lowball property buying proposal, he or she risks alienating a seller. Worst of all, a seller may be more likely than ever before to reject the buyer's proposal and move forward with other offers to purchase.

Thanks to a homebuying negotiation, you can come to terms on a home purchase agreement that works well for both you and a seller. As a result, both you and a seller will be satisfied with the final terms of a home purchase agreement.

3. You can pay the lowest price for your dream home.

If you feel a seller's initial asking price is too high, negotiating with this individual offers an excellent opportunity to get the best price for your ideal house. And if you open up negotiations with a seller, you could acquire a terrific house at a budget-friendly price.

Of course, it is crucial to consider the seller's perspective during a homebuying negotiation. If you maintain constant communication with a seller, both you and this individual can work together to finalize a home purchase contract.

Negotiating with a home seller may be stressful, regardless of whether you are buying a house for the first time or have purchased residences in the past. Fortunately, if you hire a real estate agent, you can receive expert support as you negotiate a home purchase.

A real estate agent is happy to negotiate with a house seller on your behalf. He or she will keep you up to date throughout a home purchase negotiation. Best of all, a real estate agent will do everything possible to help you purchase your dream house at the lowest price.

For those who want to achieve the optimal results during the homebuying journey, it generally is a good idea to negotiate with a seller. If you are willing to negotiate with a seller, you could acquire your dream home faster than ever before.


Photo by La Belle Galerie via Pixabay

When your home is on the market, you can’t always anticipate when you’ll get a call from your real estate agent that a buyer wants to see it. Trying to keep your home in perfect condition can add stress to an already complex time, but if you practice these tips, your sparkling bathroom is sure to win them over.

Daily Habits

Keep a cloth beside the sink so that you can wipe it out after each use. Then, before you leave the house, just grab the cloth and put it in the laundry. Another option is to keep a pack or canister of wet wipes handy. Just before you head out, wipe down the fixtures, drawer pulls, switch plates, and doorknobs. Don’t forget the toilet lever. And keep the seat lid down.
If your shower has glass panels or doors, buy an inexpensive squeegee. Keep it in the shower and teach everyone to give the glass a once-over as before they step out of the stall. Doing so keeps water spots from forming on the glass. And speaking of glass, keep a microfiber cloth handy to buff the vanity mirror and keep the toothpaste spatter at bay.

Weekly Habits

Freshen the towels at least once or twice a week. Use a cleaner in the toilet and wipe down the outside with an antiseptic wipe. Wipe down the sides of the shower or tub while you’re in the shower to simplify the process. Damp-mop the floors too.

Monthly Habits

Launder the shower curtain and liner to keep mold away. While you’re at it throw the bathmat in too. Attach a microfiber cloth to a broom with a rubber band and catch all the dust on the ceiling, corners and light fixtures.

Unclutter

Take a weekend morning to remove all the extra stuff from your bathroom cabinets, drawers, and vanity top. Keep only the items that you use regularly. Store them in baskets or tubs that you can quickly slip under the sink or into the linen closet before homebuyers arrive. Keep a set of towels aside specifically for staging and whip them out when you know someone is on their way.
Add one of these routines into to your daily, weekly, and monthly habits and see your stress levels drop when you get that call from your agent. While you’re doing that, talk to your agent about other ways to stage your home without completely disrupting family life.

Going through the process of applying for a mortgage only for your application to get denied can be a frustrating and confusing time. If you’re hoping to buy your own home in the near future, it’s vital to secure financing or you risk missing out on a home that you may have been depending on getting.

In today’s post, we’re going to talk about what happens when your mortgage application is denied and what you can do to fix the problem as quickly as possible.

Determine the Cause of Denial

If your application is denied, priority number one needs to be to understand what happened. Since lenders are required to provide denied applicants with a letter explaining why they were denied, this just means reading the letter and making sure you understand all of the reasons listed.

There are a few common reasons that an application may be denied. Some of them are simple fixes, while others might require time and effort on your part that may delay your house hunt for a while.

One issue that many mortgage applicants have to handle is when their employer won’t provide proof of income to a mortgage lender. Since income verification is vital to the mortgage application process, it’s important to make sure you can provide all of your income details from the last 2 years to the lender.

Sometimes there are issues with contacting employers, such as when your former place of employment goes out of business. Or, you may be a freelance or contract worker with atypical forms of income verification. Regardless, make sure you are clear with your loan officer regarding your employment history.

Other common causes for denial of an application include problems with your down payment (such as not meeting the required down payment amount) and credit history issues, such as having a lower score than you thought.

Credit score lower than expected

It’s not uncommon for a lender to run a credit check and come up with a score that is lower than you anticipated. Since scores change on a monthly basis, and since there are differences between the scores provided by the three major credit bureaus, you might find that your lender found a score slightly lower than what thought.

If the score is drastically different, however, this could be a sign of two things. First, make sure that you haven’t recently made multiple credit inquiries (such as applying to several lenders who perform credit checks) or by opening new credit cards or loans. These inquiries temporarily lower your credit score.

If you haven’t recently made any inquiries (other than applying for a mortgage with your lender of choice), then it’s a good idea to get a detailed credit report and scrutinize it for errors. Inaccuracies on your credit report can be disputed and resolved and can give your score the boost you need to be competitive on your mortgage application.  

Choosing a different lender

While most lenders use similar criteria in determining your borrowing eligibility, there are some differences between lenders.

For example, some lenders might take on more risk by lending to someone with a lower credit score. However, they will also likely require a higher interest rate in exchange for the added risk they’ve acquired.


Now that you know your options for what to do when an application is denied, you’re well-equipped to start tackling the issue and getting back on track to becoming a homeowner.


This Single-Family in Billerica, MA recently sold for $537,500. This Split Entry style home was sold by Maureen Roberts - Travis Realty, Inc..


66 Wyman Road, Billerica, MA 01821

Single-Family

$549,999
Price
$537,500
Sale Price

11
Rooms
3
Beds
2/1
Full/Half Baths
A rare opportunity for well-maintained one-owner home set on stately corner level lot in Wyman Heights subdivision! Sprawling oversize S/E w/separate entry den addition & in-law potential! Cabinet-packed workshop, office, front-back family room, lots of built-in storage, gourmet kitchen w/maple cabinetry, tumbled marble, stainless steel GE profile appliances, double convection oven w/heated drawer & wine refrigerator too opens into dining room which overlooks spacious living room! Master bedroom complete w/bath, 3rd bedroom has door to rooftop composite deck over expansive 2-car garage! Hardwood & tile floors thruout, lush landscaped grounds complimented by heated in-ground pool for 3-season use; lawn w/11 zone irrigation/54 heads, exquisite rock wall & lighting, expanded circular driveway! 2-car garage w/separate door, newer siding, windows, heating system, central AC! Insightful use of space; lots of storage too incl. rough plumbing in attached shed for expansion possibilities!

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